Check if a Text Message Is a Scam
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If you clicked a link or replied to a suspicious text message, don't panic. Our interactive assessment tool can help you determine if you are at risk and what steps to take immediately.
- ✓ Stop further contact immediately
- ✓ Assess financial risk
- ✓ Secure your accounts
How Smishing Works: The Mechanics of a Text Scam
"Smishing" (SMS phishing) is a cyberattack that uses deceptive text messages to trick you into revealing personal information or downloading malware. Unlike email phishing, which can often be filtered by spam detectors, text scams feel more personal and urgent, making them highly effective.
Scammers often use "spoofing" technology to make their messages appear as if they are coming from a legitimate source, such as your bank, a government agency like the tax office, or a delivery service. They rely on creating a false sense of urgency—claiming a package is missed, a bank account is compromised, or a relative is in trouble—to bypass your natural skepticism.
Real-World Examples of Scam Texts in 2025
1. The "Missed Delivery" Scam
"AusPost: We attempted to deliver your parcel today but no one was home. Reschedule here: [suspicious-link]"
Why it works: Everyone waits for packages. The link usually asks for a small "redelivery fee" to steal your credit card details.
2. The "Hi Mum/Dad" Scam
"Hi Mum, I broke my phone and lost my contacts. This is my new temporary number. I need to pay a bill urgently..."
Why it works: It targets parental instincts. If you receive this, verify their identity by calling the old number or asking a personal question only they would know.
3. The Fake Bank Alert
"Security Alert: A payment of $499.00 to AMAZON was declined. If this was not you, visit [link] to secure your account."
Why it works: Panic. You want to stop the "theft," so you click the link and inadvertently give the scammer your login credentials.
Signs You've Received a Fake Text Message
- 1Generic Greetings
Legitimate organizations usually use your name. Scammers use "Dear Customer" or no name at all.
- 2Strange Links (URL Shorteners)
Be wary of bit.ly links or URLs that don't match the official company domain (e.g., `netflix-support-update.com` instead of `netflix.com`). You can use our Link Checker to inspect them safely.
- 3Demands for Immediate Action
Scammers want you to act before you think. Any message demanding immediate payment or threatening account closure is likely a fraud.
What to Do If You Receive a Suspicious Text
1. Do Not Reply: Replying confirms your number is active, leading to more spam.
2. Do Not Click Links: Even clicking can install malware or flag you as a target.
3. Report It: Forward the message to your country's scam reporting number (e.g., 7726 usually works in UK, US, AU).
4. Block the Number: Use your phone's built-in block feature.
For a full list of official reporting channels, visit our Global Scam Reporting Guide.